Sunday, December 23, 2012

Arizona Workmans Comp - How It Can Protect You

Although everyone reports to their work place with the intention of getting through the day without injury, sometimes accidents happen. If this unfortunate situation has happened to you and you are unable to work, you are likely t worry about how are you going to replace your paycheck, pay your electric bill, your mortgage, and everything else? This is where the Arizona Workers' Comp Act comes in to help you out.

An on the job injury doesn't mean that an employee foregoes all of his or her wages. Arizona's workers' compensation law is specifically designed to prevent situation such as these. It's understood that work related injuries can create a financial crisis for not only the person immediately affected, but also his or her family as well. Claims are generally pretty straight forward and most individuals injured on the job receive their workers' compensation benefits soon after filing. But, like many situations in life, sometimes difficulties arise. This could be slow filing by an employer, misinformation that confuses a claims processor or even a flat out denial of the claim itself. Even if the claim is accepted, the wage on which benefits are based may be miscalculated - and if not corrected promptly will limit the injured worker's benefits for the remainder of the claim. This is when you could use some assistance in getting what is rightfully yours.


Employees injured on the job likely will not have the stamina to deal with the Arizona Industrial Commission - known in other states by many different names, but often as the workers' compensation board. In fact, they might even find it a challenge speaking with their employer about their injury. This is not a negative reflection on the employee. Rather, each entity mentioned has its own vested interest in the injury. Comments and statements can have positive or negative effects on a case and whether or not it is a compensable or paid claim. These and numerous other reasons are why it can become a frustrating experience for many trying to obtain Arizona workers' compensation. This is precisely where an Arizona workers' comp attorney can make all the difference in the world.

These individuals are well versed in the intricacies of workers' compensation matters. They are familiar with terms such as AMW, scheduled and unscheduled disabilities, stationary, LEC, temporary partial, temporary total, permanent partial, permanent total disability, and many more. Why? Because this is the terminology that's bantered about when an Arizona workers' compensation claim is being discussed. Having a professional that knows the ins and outs of this arena can only benefit someone who otherwise might be lost in the many twists and turns that will occur if a claim is questioned.

Another situation when a person versed in Arizona workmans comp law is valuable is when a claim is actually denied. Facts and circumstances, witnesses, safety precautions and a host of other possible variables can be investigated and presented to an administrative law judge. Detailed presentations can often overturn a denial into a viable claim.

One needn't feel bad or guilty about filing an Arizona workers' compensation claim. The workplace is an environment where people must go to earn a living. If for some reason you or someone you know is injured while performing the duties of a job, remember that the Arizona workmans comp laws can assist you in maintaining an income. So find a reputable Arizona workers' comp attorney to make the law work in your favor.

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