Filing Chapter 13 Bankruptcy in Atlanta An Experienced Bankrupssstcy Lawyer

Filing Chapter 13 Bankruptcy in Atlanta An Experienced Bankrupssstcy Lawyer in Atlanta Outlines 12

Atlanta bankruptcy lawyer who can advise you on whether to file for Chapter 7 or Chapter 13 bankruptcy. Be sure you hire a somekeyword with extensive experience in bankruptcy law so he can answer all your questions about bankruptcy and how filing will affect you, your property and your future.somekeyword somekeyword somekeyword somekeyword">

The following 12 reasons to file Chapter 13 in Atlanta are worth a look:

1. If you have fallen behind on your mortgage payments and are facing foreclosure, you can include your past due payments in the plan and save your house from foreclosure. This gives you the entire length of the plan to get those payments caught back up.


2. Chapter 13 is very flexible. You can dismiss your case or convert it to Chapter 7 at any time. Moreover, you can modify the payment plan if you have a change in income or decide to give up a house or car. And you can refinance or sell your house during the administration of the plan.


3. You can use the Chapter 13 to remove an -unsecured- second mortgage from your home.


4. Any costs added to your mortgage by your lender can be challenged.


5. You can include debts that are not allowed in a Chapter 7 like some divorce payments.


6. Trustees are on your side and want to help you be successful.


7. Reaffirming your car isn't necessary in order to keep it.


8. Attorney fees can be paid over time instead of prior to filing.


9. Payments like car payments or other secured debt can be extended.


10. You will have up to 5 years to get caught up on past due taxes or child support/alimony obligations.


11. You will not lose any of your property, regardless of whether it is exempt.


12. A Chapter 13 case cannot be challenged by the US Trustee based on your income, unlike a Chapter 7 case.


The idea of filing for bankruptcy for many people still carries a stigma of failure. But the fact remains - declaring bankruptcy is a compelling way to make a fresh start, to clean the slate, so to speak. Before filing, you should speak to an somekeyword who can advise you on whether to file for Chapter 7 or Chapter 13 bankruptcy. Be sure you hire a somekeyword with extensive experience in bankruptcy law so he can answer all your questions about bankruptcy and how filing will affect you, your property and your future.somekeyword somekeyword somekeyword somekeyword