Monday, March 26, 2012

Indiana Lemon Law For Used Cars And Other Indiana Laws

Indiana Lemon Law For Used Cars And Other Indiana Laws That Cover Used Cars

Indiana lemon law does apply to Indiana used cars, provided the problem was reported to the manufacturer or its authorized dealer within the first 18 months or 18,000 miles from the vehicles original in-service date/mileage.

Lemon Laws in Indiana: If the car you purchased is a recent model and meets the above mileage and time requirements of Lemon Law, Indiana will allow you to pursue a repurchase or replacement vehicle.

There are also many other laws that can help you obtain monetary damages if you have landed an Indiana lemon used car.

* The Federal Trade Commissions (FTC) Used Car Rule: The FTCs Used Car Rule requires dealers to provide Indiana used car consumers with a Buyers Guide indicating what warranties are being provided with the vehicle, if any, and other types of information. The Buyers Guide is part of your sales contract and overrides any conflicting provisions in the contract. If the dealer fails to do so you may have the basis for a legal action
* The Indiana Deceptive Consumer Sales Act: In the event the dealer has made any verbal promises and avoided disclosing issues that were already present in the used car he sold you, you may have a cause of action. These laws can often be used even if the used car is sold AS IS, if the dealer is guilty of a verbal deception or a failure to disclose information about the vehicle
* The Uniform Commercial Code: When a dealer disclaims a warrant of merchantability, he can be challenged through the Uniform Commercial Code (UCC). The UCC can also be used to cancel the sale of a used car
* The Truth in Lending Act and the Federal Odometer Act: They may also help you get protection from the Indiana lemon used car
* The federal Magnuson-Moss Warranty Act: if the Indiana used car purchase comes with written or implied warranties, or service contract (see below) the federal Act may be used when the vehicle suffers from excessive breakdowns
* Implied Warranty of Merchantability: A warrant of merchantability is an implied warranty and implies that a vehicle will function as expected but may not cover every component of a vehicle
* Express Warranties: Express warranties are those that are stated besides the verbal representations and advertisements made by a salesperson at the dealership
* The federal Truth in Mileage Act (TIMA): TIMA helps combat odometer fraud on used cars and will do so if your vehicle was sold with a false odometer statement

When does your used car qualify for cash or other lemon law benefits

The following warranties if breached are covered under special federal lemon laws:

* Any warranty left from the manufacturer when you purchased the Indiana lemon used car
* Your vehicle was Certified by the manufacturer and comes with a short Manufacturers Warranty
* An Extended Warranty backed by the manufacturer

If your Indiana lemon used car does not have any type of manufacturers warranty you may still be protected and compensated for violations of consumer protection laws.

Keep an eye open for issues in your Indiana used car as the following:

* Laundered Lemon
* Odometer fraud
* History of stolen, stripped and rebuilt
* Salvaged from accident, flood or fire

Even if you had bought a car in AS IS condition knowingly, it does not void your rights under applicable laws.

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